Roth vs. Traditional Calculator

Compare the after-tax value of a Roth account against a Traditional account, based on your tax rate now and in retirement.

Annual contribution (pre-tax equivalent)

Years until retirement

Expected annual return (%)

Your current marginal tax rate (%)

Expected tax rate in retirement (%)

Traditional, after tax at withdrawal$518,488

Roth, after tax$475,789

Difference$42,699

At these tax rates, Traditional comes out ahead.

We use cookies for basic analytics and, once you agree, to show ads that help keep What Is Personal Finance free. Cookie Policy